Why should I buy records protection products? After all, I'm insured.
Fire insurance is available, but many fire sufferers found out the hard way that insurance will only pay on losses that can be documented. If your records are lost, you must still be able to document to the insurance company exactly what was lost and what it was worth before they will pay. Fire sufferers have also found out that some items can never be totally reconstructed, even if insurance pays. Vendor/client files, contracts, personnel files, engineering blueprints, accounts receivable and payable - can you and your staff remember or recreate all the information for all these categories? Personal records such as wills, passports, wedding/divorce papers, birth certificates, baby pictures, household goods inventory, tax records, and personal treasures (such as art masterpieces by your child) should all be protected at home.